To reduce your out-of-pocket expenses during drug and alcohol treatment, several insurance companies in your state offer rehab insurance coverage for both substance abuse treatment and mental health disorders. Most policies cover both inpatient and outpatient services, as well as detox and medication-assisted treatment.

Promises Treatment Centers welcomes insurance providers that have us in their network. Many of these providers offer substantial coverage that includes a low copay or deductible.

If you have insurance in your state and you are wondering what your insurance policy covers, feel free to contact us. We can answer your questions and help you process your insurance paperwork during the admission part of your treatment.

Rehab Insurance Coverage Providers We Work With

Our goal at Promises Treatment Centers is to be as available on as many insurance provider networks as possible so that you can get help for addiction. Below is a list of the drug rehab insurance coverage providers we currently work with including:

  • MHN
  • ComPsych
  • Beacon Health Options / Value Options
  • Aetna
  • Health EZ
  • Humana

In addition to: 

  • Magellan and Cigna
  • United Healthcare
  • American Behavioral Health and Employers Health Network
  • Networks by Design
  • Vista 360

These insurance companies have a reputation for providing exceptional service with lots of options for insurance coverage. Keep in mind that each provider’s coverage is different. So, if you switch insurance providers, make sure that you check to find out precisely what type of coverage they offer. If you have any questions, we are happy to help you.

Addiction Treated as a Disease by Insurance Companies

With millions of Americans suffering from some addiction each year, insurance companies now treat addiction like any other medical issue. For this reason, they have opened coverage to include different types of evidence-based therapy, medications, detox, and both inpatient and outpatient rehab.

In addition to addiction, insurance companies also provide coverage for mental conditions such as:

  • ADHD
  • Bipolar disorder
  • Depression
  • Anxiety
  • ADD
  • Obsessive compulsive disorder

All of these mental health conditions can become worse as a result of substance abuse. Likewise, they can also trigger addiction and make it worse. Therefore, your insurance provider should offer coverage for co-occurring conditions. Treatments that are usually covered include cognitive behavioral therapy, dialectical behavioral therapy, or dual diagnosis treatment.

Inpatient and Outpatient Care Expenses

Most insurance companies offer coverage for both inpatient and outpatient services. Inpatient services may cost more, but they do not last long. Outpatient services cost less, but they can last longer if you need extended treatment.

When looking at insurance for both inpatient and outpatient services, make sure you understand precisely what is covered and what is not. For instance, some treatment centers offer amenities or luxury services that your insurance company may not take care of. Some examples would be acupuncture, massage therapy, or expensive meals or accommodations.

Understand how your copay and deductible work and how much the limit is in your policy. Inpatient costs can add up quickly. It is a good idea to understand how much you will be paying for out of pocket for combined services such as detox, medication, and rehab.

We Can Help You with Your Insurance Questions

Promises Treatment Center is here to help you understand your expenses, your rehab insurance coverage, and what your policy will cover. To find out more about our treatment services, call us at 1.713.528.3709. We can help you get the right treatment so that you can recover from drug or alcohol addiction.